Q: My mother's insurance policy names her deceased parents beneficiary. No will, No estate. Can I file the claim for it?
We are from PA. She has not estate, owned no other property, etc.
A: If your grandparents pre-deceased your mother, your mother's insurance policy would be payable to your mother's estate. Therefore, you would need to consult a lawyer and open an estate. If there is a Will, the person designated in the Will would become Executor. If there is no Will, you could be appointed Administratrix. The proceeds, net of expenses and legal fees, would then be distributed to you and any siblings.
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