Pleasant View, TN asked in Collections for Tennessee

Q: I received a letter (not certified) from a collections attorney. I've checked my credit report and what they say I owe

Is nowhere to be found... what do I do? The date of alleged collections was June 3, 2008.

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1 Lawyer Answer
Leonard Robert Grefseng
Leonard Robert Grefseng
Answered
  • Collections Lawyer
  • Columbia, TN
  • Licensed in Tennessee

A: If you don't think you owe it, tell the attorney y the debt is DISPUTED ( use that word) and demand he provide "verification" of the debt from the law firm. There is a Federal law called the "Fair Debt Collection Practices Act" which governs debt collectors. There are lots of good internet websites on debtors rights so you maybe so do some basic research on that law. It sounds like the action may be barred by the statute of limitations ( the time limits on suing). However, much more information is needed to make the determination. Consult an experienced litigation lawyer for specific advice on your particular situation.

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