Q: I bought a Porsche in November but haven't had a job in over 6 months. I have had to sell personal items to pay for it.
I have defaulted on loans and credit cards, and am behind in payments on my Porsche.
I want to keep my car.... and I want to stay where I live.
I am 59 days past due and they are about to commence the repossession process, so I need to know what I can do to protect myself from losing my car.
$3,000 - I just got a new job and only have enough to MOVE or pay 1 payment on my car and 1 payment toward rent.
And... I'm getting evicted. My landlord just filed 7/20.
What would you recommend - Chapter 7 or 13 to save my car and my house?
1. Is there a way to keep my car?
I owe more than it is worth by probably $15k. No question.
2. Is there a way to stop the eviction proceedings?
Court date is 8/2. I either have to spend the $3,000 on the move, or deposit it with the trustee after I file. I just have to have a place to live, so would filing Chapter 7 or Chapter 13 save my car AND my rental house?
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