Q: Redemption period ended 7/9, we are still in house til 16 th. Can lender put us back on title so we can refinance
We were approved for refinance and ready to sign until title search done
A: It is highly unlikely that the lender will work with you as a 'refinance,' however, if you show that you have been approved for a mortgage WITHOUT CONDITIONS, and there is no third party bidder, you could take a stab at it with the lender REO department. If this is a government backed mortgage (FHA or FNMA) then the odds are not good.
Thomas. R. Morris agrees with this answer
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