Albany, NY asked in Insurance Bad Faith for New York

Q: My insurance company won't reimburse the whole amount of my loss, even though it's within the scope of my policy. What

can I do?

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY
  • Licensed in New York

A: It isn’t stated what type of loss the non-reimbursement involves, or if non-payment involves a deductible. In some cases, when an insurance carrier issues a denial, it lists available options. These include litigation, arbitration, or complaint with the Department of Insurance. In other cases, a carrier could deny a claim in the form of a letter or email. It isn’t mentioned here if the claim has formally been denied. An attorney experienced in the type of loss(s) and coverage that applies here could provide more specific information about your options and the timeframes and statutes of limitations within which you must act to preserve your legal rights. It would be advisable for you to learn what those are at the soonest. In general, if a carrier will not pay a claim and is not willing to discuss their position of denial further, a commonly used recourse is filing a lawsuit or request for an arbitration hearing.

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