White Haven, PA asked in Personal Injury for Pennsylvania

Q: My mother and girlfriend own a house together. I slipped on ice and broke me ankle requiring surgery. Can I sue

Can I sue their home owners insurance without effecting them personally?

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4 Lawyer Answers
Cary B. Hall
Cary B. Hall
Answered
  • Norristown, PA
  • Licensed in Pennsylvania

A: I suggest first making a claim with their homeowner's insurance, and see where things go from there. If you're not satisfied with the settlement offer, then you could sue your mother and girlfriend, and the insurance company would defend the lawsuit -- and ultimately pay for any civil verdict you obtain up to policy limits.

I also suggest you sit down with a personal injury attorney to discuss your options more fully. Best of luck to you.

Tim Akpinar agrees with this answer

Elizabeth Tarasi
Elizabeth Tarasi
Answered
  • Pittsburgh, PA
  • Licensed in Pennsylvania

A: If they were negligent you may be able to sue them. Do you know if they have homeowners insurance. They should report the incident to their homeowners carrier.

Tim Akpinar agrees with this answer

Mark Scoblionko
Mark Scoblionko
Answered
  • Allentown, PA
  • Licensed in Pennsylvania

A: Yes, you can sue. However, you need to meet with a lawyer to evaluate the case to determine if the case would have merit.

Tim Akpinar agrees with this answer

Tim Akpinar
Tim Akpinar
Answered

A: If you sue and have concerns about the impact upon them, it could affect them in terms of a claim against their policy. Different insurance carriers may treat claims differently, according to their own underwriting and risk assessment guidelines.

Tim Akpinar

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