Reston, VA asked in Real Estate Law for Pennsylvania

Q: Re. Pa Real Estate -- learned co-ownership of condo is tenancy in common.

When my sister refinanced her condominium in Mont Clare, PA, she added her boyfriend to the title. Wording as follows (quoting the format exactly but using pseudo names for privacy): Owner Name(s): “Doe Jane & Smith John.” She recently learned that the type of ownership is tenancy in common, not joint tenants with right of survivorship as she originally requested. They still have a mortgage. What is the proper & legally valid procedure in Pa for the co-owners to change their ownership on the title & deed to specify joint tenants with right of survivorship? Also, please confirm that both owners would have to agree to the change. And do both owners need to be present to sign the requisite documents or can they do so separately?

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1 Lawyer Answer
Elizabeth Tarasi
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Answered
  • Pittsburgh, PA
  • Licensed in Pennsylvania

A: File a corrected deed to state joint tenants with the right of survivorship. Yes both parties must agree and execute the deed.

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