Q: I am in the process of starting a commercial cleaning business LLC. Do I need to obtain the business insurance first
before I apply for the business license
A: You don’t need to obtain your commercial liability insurance before you file your Articles of Organization with the state, but I would strongly recommend obtaining insurance before you begin accepting jobs/customers. I would recommend starting with filing your articles, getting an EIN, obtaining your local business license, register with Dept. of Revenue if you will have employees, and getting your commercial liability insurance as a part of that’s whole process, prior to opening the business up and accepting cleaning jobs.
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