Q: False statement was made and ammended, what happens next?
I got in an accident where a friend of mine was driving my car with me in it. This friend didn't have a license and I was listed as the driver. The insurance company found out I wasn't driving because of the other person who was involved in the accident. They asked for a follow up statement.
The other car hit my car and therefore should be at fault.
Will the false claim result in it being my fault? Also, what happens next? Is it possible this will all end with a slap on the wrist only?
A:
more info needed.
I personally would not want you to talk to the ins co or anyone else!!!!!
I think you should have a lawyer to talk on your behalf.
You can only get yourself in trouble for giving false info to a police officer.
your lying won't change liability if the other party is at fault.
it might affect the way the ins co deals with you as you had a responsibility to cooperate with your ins co and you were caught lying???
A: The false statement does not automatically make you at fault. Fault is determined by the facts of what happened. Lying to your insurance company is a breach of your agreement with it. It can be a crime. It can result in the insurer refusing to pay to repair your car, or refusing to defend or indemnify you in the event someone makes a claim against your. You have destroyed your credibility by lying and made it difficult, if not impossible, for anyone to believe you with regard to what happened. As a result, the other persons version of the accident will probably be more persuasive and that person's version will probably put most, if not all, of the fault upon you. Whether your insurer will still protect you is unknown.
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