Q: Bankruptcy after selling a home
My husband and I are moving from Indiana to Wisconsin. We sold our house and will net about 50k. He is the only one on the mortgage and the proceeds will go into an account owned only by him. I am on the title to the home we sold. I am in a great deal of debt on my own (none of it is jointly owned). Can I file bankruptcy on my own and how will the sale of the house potentially affect this (even though I've never been on the mortgage)? We planned to pay of his credit cards (much more manageable balances than mine, fix our car, buy furniture, pay moving expenses, and pay rent with the proceeds.)
I signed up for a debt management plan and have been doing that for 2 months but the payments are close to 900 a month and are going to be a challenge to sustain for our employment income.
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