Q: Real Property or Manufactured Home
Our home was purchased as real property in 2015. But then changed!
Back ground, our home was a large manufactured home that was pit set on a full slab and full concrete foundation. There is a large add on with 3 car garage and living areas of 2200 sqft with a finished basement. Everything is way over built with 2x6 walls. Ect..
The recorded deed is listed as “real property”. But does still have Solitaire in the description. We refinanced in 2017 at a lower rate which as now been sold x2. Now we no longer have real property loan but it listed as a manufactured home loan causing insurance issues and credit issues.
How do we fix this.
Brandon in Texas
A: Have you listed your home as "Homestead", real property, with the Texas Department of Housing and Community Affairs? https://www.tdhca.state.tx.us/mh/ownership-location.htm (you will have to copy and paste). Many times the deed records and/or county tax appraisal has it listed as real property; however, the department does not. I suggest checking into this first.
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