Q: My mom died (90) I was her caregiver and live in her home with her for 29 years, she had credit debt will I loss my home
First, let me express my sincere sympathy regarding the loss of your mother. The answer to your question depends on many things and there is not enough information to provide a thorough answer. We would need to know whether your mother had a will, how the property was deeded, how much debt your mother had, how much credit card debt she had, whether there are siblings, amongst other things.
Generally, you would not necessarily lose your mother's home because of credit card debt. Your mother's estate would need to be probated and an inventory of the estate would need to be conducted to determine the condition of the estate. We would need to determine which creditors file a claim and the priority of the claims. It would also need to be determined whether there is a mortgage on the house and how much is owed or the value of the house.
We would be happy to assist you in the probate of your mom's estate. Please feel free to give us a call.
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