Q: Will my credit score be messed up if I was an heir of heir for an estate that was foreclosed on?
I am the heir of my father who was the heir of his mother's estate along with 3 other boys. I was cited paperwork and a default judgement has been set against me? Will this harm my credit in any way? Will my banks or anything be messed with? I am just 27 and when all of this paperwork for the reverse mortgage was signed I was 16 years old. My name is not on any paperwork connecting me to the mortgage. But I am concerned of what could happen to me in the future with my credit and bank accounts.
A: The judgment would most likely be against the estate; not an individual heir unless you had contracted for the debt. It also depends on whether the house was deeded to you or left to you in a will.
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