Detroit, MI asked in Real Estate Law for Michigan

Q: My fiance and I collaborated on purchase of a home. He is on the mortgage and we are both on the deed.

He did a quit claim after the closing, but still at the title office. A new deed was transferred to both our names at that time.We received a notice from the county that his quit claim on the deed had been transferred and recorded to reflect both of our names. Recently, we have found

through searching the mortgage database that nowhere is it recorded in the mortgage company records, that my name is on the deed. How might this have happened?

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2 Lawyer Answers
David Soble
PREMIUM
David Soble
Answered
  • Farmington Hills, MI
  • Licensed in Michigan

A: Based on the limited facts as presented, it sounds as if sometime in the closing of the mortgage, there may have been another deed drafted replacing what you had initially intended.

Kenneth V Zichi
Kenneth V Zichi
Answered
  • Fowlerville, MI
  • Licensed in Michigan

A: Me Soble may be correct or it may be the MORTGAGE is in his name only and the DEED is in both names.

You need to sort this out and without seeing all the recorded documents it is impossible to say.

Please consult with a local real estate attorney who can look at the documents and provide you some guidance.

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