Danville, KY asked in Criminal Law for Kentucky

Q: I have a permit, car without ins Friend drove my car & wrecked. No other car involved. I was Charged with No insurance

My friend said place officer her full coverage insurance card on her vehicle (Which I thought in the state of Kentucky if you drive someone’s car you are responsible to make sure it has insurance before driving it otherwise the driver will be charged accordingly however I was a passenger in my own vehicle and they charged me without insurance even though she produced her ins cards. Can they actually do that in Ky? laws changed a while back I remember the Judge Emphasizing when u drive someone’s car, Make sure they have insurance otherwise you will be charged because you r driver. Can they legally charge me? pls explain thank you so much

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Criminal Law Lawyer
  • Louisville, KY
  • Licensed in Kentucky

A: Yes. They can charge you both. Insurance in zkrntucky follows the car, not the person. She can be charged as the actual driver and you can be charged as the actual owner.

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