Kyle, TX asked in Bankruptcy and Foreclosure for Texas

Q: my house is set for foreclosure 3/2/20, can you help file chapter 13 before 3/1/20?

I'm 3 months past due. Was making single payments in the last two months. CENLAR did not apply my payments to my mortgage. I found out 3 days ago.

I need to save my: 1) home, 2). car 3) furnishings 4) pay off credit cards and other debt

Monthly Net Income is $2700. Mortgage $1060. HOA (no lien) $5000. Car $570. Medical debt $30,000. Credit Card debt $10,000.

What are your fees? Will you roll your fee into my monthly payment?

Thank You!

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Bankruptcy Lawyer
  • Louisville, KY

A: You can likely save those things by filing bankruptcy, but you need to contact your local bar association or legal aid society. They maintain a list of pro bono or reduced fee atttitneys.

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