Granger, IN asked in Bankruptcy for Indiana

Q: Filed Chap 13 on Dec 28th, 2016. CreditBureau report says Calvary LLC debt buyer/collector placed 2880$ in collection

Jan 17th 2017. Original creditor was syncrhony in the Chap 13 filing not Calvary. Can they place me in collection while bankruptcy was active? We dismissed Chap 13 ourselves in March of 2017. So I realize once Chap 13 protection was gone we would deal with all our creditors and make settlements. and we did. But only recently did i become aware that Calvary got a judgement in the state of new york for that $2880 and its accruing interest monthly and is now $3400. so is placing me in collections on jan 17 while in bankruptcy trump them technically or because they weren't named in bankruptcy (synchrony bank was they bought the debt) does that excuse them from placing me in collections

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1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Bankruptcy Lawyer
  • Louisville, KY

A: If they obtained the default after you filed bankruptcy, then you may have a claim.

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