Q: Hello I have a question regarding Auto insurance claims involving a minor
I live in the state of California and I am wondering how does the insurance company handle situations where a minor is injured due to a auto accident How does the insurance company go about compensating personal injury to the minor
A: Normally, You must name a Guardian Ad Litem and file and serve the case within 6 months if you are suing a state government agency and within two years for a regular accident case. In the case of minors, you have special statutes of limitations and you should hire an attorney to advise you.
A: The insurer will deal with the parents and the parents will sign a settlement agreement and release. Depending on the amount of money involved, the settlement might need to be approved by the court. Any monies approved by the court must be deposited into an annuity, or a blocked account, which the minor cannot access until their 18th birthday.
It is unwise to proceed with the assistance of an attorney. Consultations are fee so there is no risk to contact one of us to discuss the potential claims.
Gerald Barry Dorfman agrees with this answer
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