Q: Wife Closed Bank Acct Where Pmt Was Sent
My husband pays child support every two weeks and it was previously deducted from his paycheck (not because he was in arrears but for convenience) he lost his job so for the past 6 months we have mailed personal checks directly to Alabama child support office. His ex wife called today and said she closed her bank account (I was just about to mail the pmt!) She thought it was up to my husband to notify the child support office. I told her I don't believe they would let someone call on her behalf with new banking information or payment details. I am wondering if we should go ahead and continue to mail the payments to the state and they will possibly hold it in a special account?? I don't want to fall behind in the payments. Any suggestions or advice would be appreciated.
A: Your instinct on this is absolutely correct. It is up to her to keep her banking information current with Alabama Child Support Collection. They can also send her a debit card that does not use her bank or a check and she can then do what she wants with the check. You can pay direct if you choose but then you have to keep track of the payments made and be diligent to respond should you ever be contacted by the Collections Unit. I have had many situations develop where someone will start paying direct and then a year or more later be contacted by collections and not respond thinking it is a mistake. Collections moves forward with assessing an arrearage and next thing you know there is a garnishment or tax refund seizure when money is not even owed. I would continue to pay through collections and let her deal with them on how she wants to obtain the money. I am sorry the children may suffer.
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