Q: Furniture and area rug were ruined by a water leak from the apartment above mine. I am not required to have insurance
Not do I have any.
Landlord says she's not responsible for anything and will not replace.
If I take her to small claims court, do you believe I will win.
A: No, because the leak was not caused by your landlord. Had you purchased renters insurance the insurance company would be fixing all your problems now.
A: No, as Mr. Minnick stated. If you rent, you should have renter's insurance.
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