Q: What can i we do if a dealership had a lean on our car we bought without us knowing
we financed it dealership paid it off without telling us making our payments ahead only kept asking for plates he said he had to do to get the title . Told us to 11000 cash and we did now asking for more money and wont give title to us
A:
I do not understand if you actually financed the vehicle or if you paid the dealer $11,000 in cash.I presume you purchased a used vehicle and must have received some documentation regarding the terms of the sale, including the price. These documents should be reviewed by a local attorney.
Used car dealerships usually have a floor-plan loan with a bank which provides them with the funds that allows them to purchase vehicles for resale. Once the vehicle is sold, the dealer is required to pay-off the bank a pre-agreed upon amount in order to obtain the release of the title.Other times, the auction house where the dealer bought the used car provides them with a short time (usually 30 days) to pay for the car. If your dealer was unable to sell your loan to a lender, then he might have kept it and is now your creditor.That could explain why he filed a lien.
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