Port Orange, FL asked in Bankruptcy for Florida

Q: Ch 13 Property/Collateral, Middle FL. "See More Info". Please explain (Spouse did this I had no idea) Can we keep house

Property of the estate

(a) ___x____ shall not vest in Debtor until the earlier of Debtor’s discharge or

dismissal of this case, unless the Court orders otherwise, or

(b) _______ shall vest in Debtor upon confirmation of the Plan.

The property is listed under here:

Secured Claims Paid Directly by Debtor. The following secured claims are being made

via automatic debit/draft from Debtor’s depository account and will continue to be paid

directly to the creditor or lessor by Debtor outside the Plan via automatic debit/draft. The

automatic stay under 11 U.S.C. §§ 362(a) and 1301(a) is terminated in rem as to Debtor

and in rem and in personam as to any codebtor as to these creditors and lessors upon the filing of this Plan. Nothing herein is intended to terminate or abrogate Debtor’s state law

contract rights. Because these secured claims are not provided for under the Plan, under

11 U.S.C § 1328(a), Debtor will not receive a discharge of personal liability on these claims

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1 Lawyer Answer
David Luther Woodward
David Luther Woodward
  • Bankruptcy Lawyer
  • Pensacola, FL
  • Licensed in Florida

A: You should go see a bankrtupcy lawyer in the morning. It is impossible to give you rational advice with this little bit of info.

This is like doing brain surgery on yourself if you continue down this path.

Good Luck


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