Q: Ch 13 Property/Collateral, Middle FL. "See More Info". Please explain (Spouse did this I had no idea) Can we keep house
Property of the estate
(a) ___x____ shall not vest in Debtor until the earlier of Debtor’s discharge or
dismissal of this case, unless the Court orders otherwise, or
(b) _______ shall vest in Debtor upon confirmation of the Plan.
The property is listed under here:
Secured Claims Paid Directly by Debtor. The following secured claims are being made
via automatic debit/draft from Debtor’s depository account and will continue to be paid
directly to the creditor or lessor by Debtor outside the Plan via automatic debit/draft. The
automatic stay under 11 U.S.C. §§ 362(a) and 1301(a) is terminated in rem as to Debtor
and in rem and in personam as to any codebtor as to these creditors and lessors upon the filing of this Plan. Nothing herein is intended to terminate or abrogate Debtor’s state law
contract rights. Because these secured claims are not provided for under the Plan, under
11 U.S.C § 1328(a), Debtor will not receive a discharge of personal liability on these claims
A:
You should go see a bankrtupcy lawyer in the morning. It is impossible to give you rational advice with this little bit of info.
This is like doing brain surgery on yourself if you continue down this path.
Good Luck
d
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