Q: My wife and I want add our daughter’s name to the deed for our home still mortgages. In Florida, what are the steps?
A: Contact the mortgage company regarding due on sale/transfer clause issues, contact the insurance company for the home, contact the county tax collector regarding document stamp issues/sums, determine if a quitclaim deed will be sufficient, if this is your primary residence "homestead", determine how this will impact your homestead exemption if you get it on this property. You may want to speak with a Florida Estate Planning Attorney and see if this is a better route to handle and address the property through maybe a Revocable Trust. You will want to discuss the reasons for wanting to add your daughter also to the property at this time and if other options are potentially better and far more suitable.
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