Q: I was in an accident, a guy on a bicycle ran into my car ,smashed my window , and now is trying to sue me What can I do
He had no light, admitted fault, refused medical treatment, I received no ticket of any kind, was told “ to go home” I was the driver but the car is registered to my daughter in law, because I am buying the car but haven’t completely paid for it yet, we filed a release of liability, but the dmv cannot find it. She received a registered letter saying that the guy that hit me is going to file a lawsuit against her
A: You and she should notify your insurance companies. That is why you paid for all those premiums.
A: Anyone can sue anyone else for anything, but that does not mean they are going to be successful. If the accident was the fault of the cyclist, he does not have too great a chance to convince a judge it is your fault. The insurance company will tell him this and tell him "NO" to his request for money. But he can still sue you. If it is in small claims, you are still covered by the insurance. He has the burden to prove his case. Just because he was a cyclist and you were a car is not the deciding factor. Remain calm, if you receive a lawsuit, turn it over to your insurance company. If it is small claims and you get a hearing date, prepare for the hearing and take any photo documentation (In hard copy please, not on your phone) to the hearing. Being prepared is half the battle.
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