Q: I own my home. My elderly Mother lived with me until her death. Do her items belong to me or life insurance beneficiary?
A: Her life insurance beneficiary is only entitled to the proceeds of the life insurance policy, which can be collected by the beneficiary providing a death certificate to the insurance company and proof of identity. Any other assets and belongings pass according to your mother's will, or according to law if she did not have a will. If she did not have a will, and had no living parents or spouse, then her assets and belongings would pass to her children equally. If she had any accounts with a "payable on death" designation, then those funds would go to the designated recipient. Use the Find a Lawyer tab to discuss the situation with a local probate attorney who can advise you if anything needs to be done.
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