Henrico, VA asked in Real Estate Law for Maryland

Q: Liability regarding water damage in an Ocean City, Maryland condo.

A split pack A/C in our Ocean City condo leaked and damaged our neighbor's unit. Are we responsible for the cost of repairs or should our neighbor's insurance cover these expenses?

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1 Lawyer Answer
Richard Sternberg
Richard Sternberg
  • Potomac, MD
  • Licensed in Maryland

A: Report the incident to your condo homeowners insurance and let them handle it. I realize that wasn't your question, and, yes, you are probably liable and are covered under the liability or the property damage provisions of your coverage. The other unit's insurance also likely provides coverage, and they will have their insured subrogate the claim to them so they can sue you.

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