Q: If my bank sells my credit card account debt, which has been closed to a collection agency in Michigan,
can they legally contact a law firm in my state Virginia and bring a lawsuit against me for payment?
A: If you're residing in VA, then a lawsuit could be filed against you in Virginia. The logic is that it's more convenient for defendants to defend any claim in the location where they are residing than if the creditor would have filed suit against you where the debt originated (and make you return to Michigan to defend the suit).
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