Q: Can I see the title of a house if I've been living in here for 8 years and paid all taxes interest and insurance?
The property owner passed away in 2012 & his son didn't want anything to do with the property. Keep in mind I rented a room from the owner for 10 years. the owner son stated I could either stay here for a couple months to save some money for a new place or if I want to stay I would have to talk to the bank & see what arrangements I can make. He wants nothing with this property I'm going to let it got in foreclosure. The property was valued at 300k & the owner owed 350k. I told him I'll think about it I'm not sure if I'm going to stay. Ever since that day I never heard from the son. So I would just call in and make a monthly payment to the bank. So 2013 I started receiving mortgage statement under my name I don't know how. Then my mother received a letter from the bank with the prior owner's name & my name to sign a W9 form for tax purposes ever since then I have paid all property taxes interest insurance & got a mod of deed or trust from the bank. 8yrs later now he wants the house.
A:
All your agreements with respect to this real property are worth the paper they are written on. If they are verbal agreements, you don't have any ownership interest because that can only be transferred by a "recorded" writing. It is possible in an extreme case that you might have established an equitable interest in the property by paying mortgage payments, but not taxes. IMO, you need to take all your paperwork to a Real Property attorney in your local area and discuss it in full with him. It would be helpful if you had an idea of what you wanted to do, since your question goes from - you want to walk away, to what kind of an interest do you have in the property.
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