Q: VA Can landlord charge me an "opt-out" fee for choosing a different rental ins co than the one they offer?
I already have renters ins that meet their requirements from my auto ins. They offer it through a specific company but I would like to keep my own without paying them an opt- out fee. Is it legal to force a rebtal company on me?
A: I had to look it up, and was dismayed and surprised to see that the landlord can charge an 'opt-out' fee - see Virginia Code 55-1206 A, here: https://law.lis.virginia.gov/vacode/title55.1/chapter12/section55.1-1206/
A: I think it is not a question of whether it is legal or not legal. It is a question of whether the landlord has a "right" as stated in the residential lease to make that demand. If the lease does not give the landlord that right, then the landlord does not have a contractual right to make that demand.
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