Brooklyn, NY asked in Real Estate Law for New York

Q: How to obtain a copy of HOI and PIF invoice when buying a home? We are using a VA loan

Our appraisal came in good, and the mortgage bank is requiring us to provide a copy of the HOI and PIF invoice. Can someone elaborate further on what this is and where to obtain these documents?

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1 Lawyer Answer
Derek John Soltis
Derek John Soltis
Answered
  • Jersey City, NJ
  • Licensed in New York

A: HOI is Home Owners Insurance. PIF could be paid in full. It sounds like they are asking for you to provide an invoice showing that your homeowner's insurance is paid in full. The simplest way to verify is to ask the bank to explain the acronyms to be sure.

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