Q: Hi, are their statues of limitation on debt? A debt I was told I paid off is now claiming I owe 10 years later.
My school contacted me in 2019 about an outstanding debt, claiming one of my Grant's was refused after I graduated and paid off my loan. But I graduated in 2009. So they are informing me very late. I chose to ignore them and just now I have recieved and email saying if I dont settle my debt, my credit will be affected. I did take a 17 point hit with no explanation.
What can I do to stop this?
A: call and speak to one of us. we will need to review the documents and emails as well as your facts in detail to better assist you with this issue.
A: You may have a claim for violation of the Fair Debt Collection Practices Act if the school is attempting to collect a debt that is barred by the statute of limitations. More facts are needed. Contact a knowledgeable attorney to discuss your potential claims.
A: In addition to what the other colleagues have said, you may be the victim of a scam. Consult a local attorney to review all the documents right away. Both of my colleagues have done lots of postings on Justia and I think they are very experienced to assist you.
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