Irvine, CA asked in Consumer Law and Small Claims for California

Q: Hi, are their statues of limitation on debt? A debt I was told I paid off is now claiming I owe 10 years later.

My school contacted me in 2019 about an outstanding debt, claiming one of my Grant's was refused after I graduated and paid off my loan. But I graduated in 2009. So they are informing me very late. I chose to ignore them and just now I have recieved and email saying if I dont settle my debt, my credit will be affected. I did take a 17 point hit with no explanation.

What can I do to stop this?

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3 Lawyer Answers
Yelena Gurevich
Yelena Gurevich
Answered
  • Consumer Law Lawyer
  • Studio City, CA
  • Licensed in California

A: call and speak to one of us. we will need to review the documents and emails as well as your facts in detail to better assist you with this issue.

William John Light
William John Light
Answered
  • Riverside, CA
  • Licensed in California

A: You may have a claim for violation of the Fair Debt Collection Practices Act if the school is attempting to collect a debt that is barred by the statute of limitations. More facts are needed. Contact a knowledgeable attorney to discuss your potential claims.

Maurice Mandel II
Maurice Mandel II
Answered
  • Consumer Law Lawyer
  • Newport Beach, CA
  • Licensed in California

A: In addition to what the other colleagues have said, you may be the victim of a scam. Consult a local attorney to review all the documents right away. Both of my colleagues have done lots of postings on Justia and I think they are very experienced to assist you.

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