Q: Car repo suggest by loan company. No notice of sale date prior. NJ. now they are refusing payments, only full amt
I feel like this is illegal
A: Sorry to disappoint you but once your car has been repossessed no creditor is obligated to accept anything less than full payment. You really need to retain an experienced Bankruptcy attorney and file a Chapter 7 or Chapter 13 on Monday, depending on your overall situation.
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