Q: I am the policy holder on medical insurance and my wife passed early Feb 2021. Am I responsible for paying her copay?
Our deductible is 1500 max per family/year 750 per person/year. So hospital bill says she owes 750.00. Am I obligated to pay this 750 for her?
A:
I'm sorry to hear of your loss. Your wife's ESTATE is responsible for the medical bills she incurred, but unless you've signed something that would say otherwise YOU are not. This has several different ways it could play out, but you'd be well advised to seek the advice of a local probate and estate planning attorney to review ALL the facts to find out how the law interacts with YOUR situation, as it is impossible to give specific advice in a forum like this.
-- This answer is offered for informational purposes only and does not constitute legal advice or create an attorney/client relationship.
I am licensed to practice in Michigan only. Please seek competent local legal help if you feel you need legal advice
A: It would be paid out of your wife’s estate. Generally this would be considered a debt of her estate but I am not licensed in Michigan so I would suggest you consult a probate attorney in Michigan.
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