Q: how do I get an insurance company to offer more for bodily injury
A: Many things come to mind, all pure speculation of course since you provide zero factual basis to support an answer, but I would start with hiring a lawyer if the case has any merit, since insurance adjusters give little weight to self-represented claimants and are likely to low-ball you. Settlement value depends on liability (how likely is it that a judge or jury would find the defendant wholly at-fault?) and the nature and extent of your injuries, medical bills and lost wages, as well as any permanent impairment or disfigurement, and whether there are any reasons to question whether all of your claimed injuries are causally related to the accident, and whether all the treatment you received was reasonable and necessary. Maybe if your case was worth more, and you documented and presented it better, you'd get a better offer.
Scott Scherr agrees with this answer
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