Q: My car was parked in the assigned spot of my apartment complex when it was struck by a large industrial garbage bin that
Was being dragged by a golf cart, toppled over and hit my front bumper. I don’t have insurance yet because I bought the car less than a month ago and have not had time to get my California license since I’m from out of state. I contacted the apartment management and explained what happened. They said their vendor (the ones that takes care of garbage removal) will be in contact with me. Any advice on what I should do or say?
A: initially, i would advise anyone buying a car, to have the insurance in place BEFORE taking possession.
get your license and insurance NOW.
otherwise, just show the damage and provide them an estimate from a body shop.
can you prove who did it? did you see it happen?
A: Take lots of photos of the car, where it was parked and the trash bin, particularly if there is any paint transfer. Get an estimate for the repair of your car. You do not have to tell them about your license or insurance issues, it is not in your best interest to do so. Meanwhile, I agree with Mr. Gribow- Get your license and insurance, NOW. You are driving illegally without them, and the fine for driving without insurance can be $900. You can buy a lot of insurance for that money. You bought the care "less than a month ago" and don't have insurance? What makes you think you have a "safe harbor?" You are legally required to have insurance from day one of ownership of a car. MAKE TIME.
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