Q: Can my insurance deny a claim from initial statement at the accident, despite I have since clarified.
It was a minor fender bender. Both vehicles were drive-able. My only concern is can the insurance company use it against me when I initially said 5 minutes after the accident I was in CA for work. I have since clarified and offered to provide them proof. My insurance coverage extends to rentals. It is just my initial statement at the accident I said business but I can verify with certainty it was personal use at the time. I rented the vehicle to drive to and from work. The accident occurred when I was picking my wife up from the airport to spend the weekend with them. Am I stressing too much over the initial statement I gave? I can prove with airline tickets, co-workers, and more I was using it for personal at the time
A California attorney could advise best, but your question remains open for three weeks. It could depend on the wording of the policy, the statement, terms of the rental, and the carrier's discretion. When claims are small and only involve minor property damage, an accident may not be scrutinized as closely. If bodily injuries are involved, carriers can examine statements made at the scene more closely. The short answer in many minor damage settings is that it's often up to the carrier. Good luck
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