Chicago, IL asked in Consumer Law, Contracts, Products Liability and Insurance Bad Faith for Illinois

Q: Do I have to pay them since they forgot?

I got a 3k check from my car insurance, repair shop was supposed to charge me it plus $500 deductible from my end. They only charged me $500 total and are just now asking for the check.

I live near Chicago, Illinois . Thanks lol

1 Lawyer Answer
Ana M. McNamara
Ana M. McNamara
  • Licensed in Illinois

A: Well, its your lucky day. The amount of check from the insurance was based upon an estimate of damage provided to them by their adjuster or an outside body shop. The fact that the body shop charged you less in the end should not change the amount of the check from the insurance. If the check is made out to the body shop and not you, you can ask the body shop to reimburse you for the remaining $2,500, but I strongly recommend you have them place in writing that they owe you a refund of $2,500 before you give them the check. Make sure you tell the body shop you have a large deductible --they don't need to know the amount. If you have any questions, feel free to contact an attorney to follow up.

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