Q: Small business credit say I’m prequalified then talk to me so rude and deny me any credit. Can I do something?
1 major loan company called me 3 times a day after they denied my new business credit to offer my business credit then they tell me I don’t qualify. The next day that same company that denied me over the phone sends me a very elaborate message that my business is qualified for 255k at 3.5% and that the money can be in my business account by that afternoon so I called and the person on the line treated me rude and says my business is not qualified for 255k at 3.5 % I’m tired of it , they are causing me stress ! I have a business plan for profit and all I need are the funds to make my business ( wealthland corporation) a success
A: Block their phone number on your cell phone and don't answer their calls on a work or other landline. They are obviously not professional. Be cautious about companies that say you are "pre-qualified for loans" because those ads almost always say, IN SMALL PRINT, there is no guarantee that you will qualify even though the large print says you are already pre-qualified. Try the SBA - Small Business Administration for a loan if no bank is working with you. Best wishes.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.