Roseville, CA asked in Consumer Law for California

Q: i want to know how to check out if a debt collector is not a scammer

the lady who called answers hello. they wont let me have the name of the company or validation of the debt. they said if i dont pay the settlement amount they offered (2,225 turned into 1000) id go to court and loose since i signed a contract with us bank. i did not have checks. i am positive i would not take out money i didnt have. i didnt think you could! i am on ssi. i told her i only get that a month. she told me to get a pay day advance. borrow it from someone. i am terrified. i am an agoraphobic. i dont have any proof shes telling me the truth.

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1 Lawyer Answer
Yelena Gurevich
Yelena Gurevich
  • Consumer Law Lawyer
  • Studio City, CA
  • Licensed in California

A: This sounds like a scam. Debt collections send you written notices. They rarely call. Also if you only have ssi, you may be judgment proof as debt collectors cannot touch ssi.

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