Q: Does a person involved in a car accident that was not driving or owned the car have to do a EUO
A: A Florida attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney on state-specific insurance law, the general practice nationwide is that carriers are permitted to conduct EUOs, or Examinations Under Oath, as part of their claim investigation process. A party who fails to attend could result in the carrier denying benefits on the grounds that they were denied the opportunity to validate the genuineness of a claim, or put to rest suspicions about any elements of a claim. This is something that a local attorney would be able to advise best on, as insurance practices are largely governed by state law. But the short answer is that it's possible that failure to attend EUOs could result in denial of a claim, and possibly other recourses by carrier. Good luck
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