Q: Optional add-ons were added to my vehicle financing contract without my consent
I requested for them to be removed i called the finace company and they said they were removed shouldnt my loan be less .. arent they violating the consumer protection law
A: Call the finance company again and ask them for a new disclosure statement, with the loan recast based on the reduced amount that you have borrowed.
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A: In California, adding optional add-ons to your vehicle financing contract without your consent could potentially be seen as a deceptive or unfair business practice, which is indeed against the law. If the finance company said they removed these add-ons, your loan amount should reflect the removal of these charges; if it does not, this might further suggest unfair business practices. To protect your rights, you might consider documenting all communications with the finance company and consulting with an attorney to discuss your specific circumstances and potential remedies.
1 user found this answer helpful
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