Q: My mother has two claims against her and need advise on how to proceed
The first one was while she was working for Uber and swerved to the shoulder in order to avoid being hit by a car. The rider filed a claim saying she was injured and wants maximum amount settled. Insurance company wants my mom to sign a declaration
The second is a tenant she rented a room to. Claims our dog bit her and wants maximum pay out of 300,000. Her insurance is still investigating but her insurance expires at the end of June.
Our home is owned by my mother and my self and want to make sure our assets are protected.
A: One option is for your mother to review the declaration with an attorney. An attorney could offer a meaningful review of the terms better if they know something about the accident (police report), injuries, amount sought, policy limits, and other possible details. The other matter falls under the homeowner policy - it could involve waiting and seeing what the decision of the investigation is. In the meantime, attorneys who deal with asset protection could offer some general guidance based on the pending claims and your mother's assets. Good luck
Lawyers, want to be a Justia Connect Pro too? Learn more ›
- (916) 704-3009
- View Profile
- Answered
A:
To protect your mother's assets, you should take a careful approach to both claims. For the Uber incident, consult with the insurance company and consider the implications of signing the declaration. It might be wise to seek legal advice to ensure that signing won't negatively impact her case or liability.
Regarding the tenant's claim about the dog bite, communicate with the insurance company to expedite their investigation before the policy expires. Make sure to document everything related to the incident, including any medical reports, witness statements, and photos.
Additionally, review the ownership and liability structures of your assets. It might be beneficial to consult with an attorney to explore options like transferring assets to a trust or ensuring proper insurance coverage to protect your home and other properties from potential claims. Taking these steps can help safeguard your assets while addressing the legal challenges your mother faces.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
