Q: Am I able to break a financing contract with a dealership if the car they sold me is having continuous problems?
I purchased it May 13th, however, I was told it wasn’t ready. It had to have a new radiator and tires put on. When I went to pick it up they lost the keys. I had to come back 2 days later to get the car. I drove it for less than a day and the engine light came on. And it was making a loud humming noise while driving it. I was nervous and took it to KT&P auto near me. The dealership refused to pay the diagnostic so I paid for that. Over $300. Then they towed it back to the dealership. They worked on it for 30 days. I never received any updates. I picked the car up July 5th. It started making the humming noise & engine light came on. I tried calling them for a week straight all the while getting rides from my family. I finally braved it & drove to the dealership. I was told after 5 hours of waiting that it was the bearings again. I want out of this contract. They are telling me they don’t think they can do this, & are trying to get me a different car. I cannot afford a newer vehicle.
A:
Is this a new or used auto? If new, you should consider your options under the "lemon law". If used, you need to see about your warranty protections, if any.
Aside from those options, your financing has nothing to do with your car problems. The bank provided the loan to you for a car. Whether it's functional or not has no bearing on your obligations under the loan agreement.
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