Q: Drowning in debt and having issues with my HOA. I need help to fins my way out. Any solutions beside a BK?
HOA filed against me, I satisfied & they added more fees after, filed another case in a different court & I misunderstood what I needed to do. So second judgement granted. Income over the past 2yrs 1/4 of what it should be and I am drowning. I would prefer to avoid BK.
A: Without knowing where you live. it's not possible to answer your question. Your best option is to talk to a local bankruptcy attorney who can advise you of your options. Most offer free consultation. You can consult the directory on this website, or your local bar association to find an experienced attorney in your area.
Timothy Denison agrees with this answer
A:
I'm really sorry to hear you're going through this tough time. Start by reaching out to your HOA to discuss your financial situation openly. They might be willing to set up a manageable payment plan or reduce some of the additional fees.
Consider contacting a local legal aid organization for guidance on your court cases. Understanding the requirements and deadlines can help prevent further judgments. Additionally, look into credit counseling services that can help you create a budget and manage your debts more effectively.
Explore ways to increase your income, such as part-time work or freelance opportunities, to help stabilize your finances. You might also find support through community resources or government assistance programs designed to help those facing financial hardships. Remember, taking proactive steps can make a significant difference in improving your situation.
Timothy Denison agrees with this answer
1 user found this answer helpful
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