Brooklyn, NY asked in Health Care Law, Insurance Bad Faith, Insurance Defense and Immigration Law for New York

Q: Are illegal immigrants allowed insurance under the affordable care act?

Are illegal immigrants allowed insurance under the affordable care act?

1 Lawyer Answer
James L. Arrasmith
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Answered

A: Under the Affordable Care Act, undocumented immigrants are not eligible to purchase health insurance through the federal or state marketplaces. They cannot receive premium tax credits, cost-sharing reductions, or other federal benefits through the healthcare exchanges.

However, you can still seek medical care at community health centers and emergency rooms regardless of immigration status. Federal law requires hospitals to provide emergency medical treatment to anyone who needs it, including undocumented immigrants.

Some states have created their own programs to expand healthcare access. For example, California and Illinois offer health coverage to undocumented residents using state funds. Your local community organizations and immigrant advocacy groups can help connect you with available healthcare resources and explain your options based on your specific situation.

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