Kokomo, IN asked in Tax Law for Indiana

Q: I am a U.S. citizen. I own an S Corp business (braille transcribing services). I work from home. I am moving to thailand

I get paper checks from 1 company and they said they can't send them out of the country. Is there a way to have them sent to someone here in the states that will deposit them for me. (My nephew offered to do this). Do i have any options?

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1 Lawyer Answer
James L. Arrasmith
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Answered

A: You can have your checks mailed to your nephew in the U.S., and he can deposit them into your bank account on your behalf. To make this process smoother, you may want to provide him with a deposit-only endorsement stamp or pre-sign the checks with a restrictive endorsement like “For Deposit Only” followed by your account number. This ensures the checks are handled securely and deposited directly into your account.

Another option is to check if your bank allows mobile check deposit through its app. Your nephew could use this feature to deposit the checks remotely without needing to visit the bank in person. Make sure your nephew has the necessary instructions and access to complete this task properly and securely.

Additionally, you might want to explore the possibility of setting up direct deposit with the company issuing the checks. While they may prefer mailing physical checks, sometimes companies are willing to work with you to enable electronic payments, especially if it simplifies their process too. It’s worth asking again, as this would save you and your nephew time and effort in the long run.

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