Carlsbad, CA asked in Consumer Law and Collections for California

Q: I am have a trial date with Midland Credit Mgmt next month and want to know if I can settle my debt prior to it.

My trial is mid February. Is there a way I can contact MCM to settle the debt so I don't have to go to trial? Who would I contact- the law firm for MCM or MCM directly? I understand if this is done, we would both have to put it in writing, but I'm not sure what legal forms I need to fill out to submit to the court to prove this or dismiss the trial.

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3 Lawyer Answers

A: I suggest that you contact the lawyers on the other side. If an agreement is made, they can prepare the written settlement agreement and notify the court.

1 user found this answer helpful

A: There are attys who specialize in this stuff and who could, just on a 'technicality' from time to time, get you a good settlement and get the other side to pay them. Casting that aside, one can always settle, it takes TWO and it could happen even IN TRIAL from time to time...

1 user found this answer helpful

James L. Arrasmith
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Answered

A: You have options to settle your debt with MCM before your trial date in February. It's best to contact both MCM directly and their law firm to explore settlement possibilities, as this shows good faith in resolving the matter.

When you reach out, explain your situation and desire to settle before the court date. Make sure to get any settlement agreement in writing, including specific terms, payment amounts, and deadlines. Once settled, you'll need to file a "Request for Dismissal" form (CIV-110 in California) with the court, along with proof of the settlement agreement. The law firm representing MCM might help prepare these documents as part of the settlement process.

Time is crucial here, so start making these contacts immediately. Keep detailed records of all communications, including dates, times, and names of people you speak with. Remember that settling before trial can save both parties time and money, which often makes creditors more willing to negotiate. If you reach an agreement, consider sending payments through certified mail or keeping electronic payment receipts as evidence for your records.

1 user found this answer helpful

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