Taylors, SC asked in Contracts and Consumer Law for Tennessee

Q: Can I cancel a timeshare service contract signed online within three days in Tennessee?

I signed an online agreement with the Wesley Final Group to cancel a timeshare on April 14, 2025. The timeshare is located in Tennessee. Can this service contract agreement be canceled within three days?

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3 Lawyer Answers
Patrick A. Twisdale
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A: In Tennessee, the ability to cancel a timeshare service contract depends not only on state law but also on the specific terms of your agreement and the location, or situs, of the actual timeshare property. Even if you reside in Tennessee or signed the service contract there, your cancellation rights may be governed by the laws of the state where the timeshare is located. Many states have statutory rescission periods, often ranging from 3 to 15 days, during which a buyer can cancel a timeshare contract without penalty. For example, if the timeshare itself is located in another state, such as Florida or Nevada, the rescission period and cancellation procedures will be governed by that state’s laws, not Tennessee’s.

If you signed an online agreement with the Wesley Final Group on April 14, 2025, to cancel a timeshare, your rights to withdraw from that agreement will depend on multiple factors: the terms of your service contract with Wesley, the location of the timeshare property, and whether that jurisdiction allows you to cancel within a certain period. Cancellation typically must be done in writing and sent via methods specified in the contract or by statute, such as certified mail, hand delivery, or email with a timestamp.

Because these issues often turn on the contract language and the laws of the state in which the timeshare is located, it is strongly recommended that you consult with an attorney who can review the specific facts of your situation and advise you accordingly.

Anthony M. Avery
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A: That is not a timeshare purchase contract, or timeshare deed. You have signed a contract for services. Read the contract verbatim for default, termination and court jurisdiction terms. Or consult with an attorney.

James L. Arrasmith
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Answered

A: In Tennessee, there is no universal “three-day right to cancel” for all contracts. The three-day cancellation rule generally applies to door-to-door sales, certain telemarketing transactions, or purchases made at locations other than the seller's permanent place of business. It does not automatically apply to service contracts signed online—unless the agreement itself specifically grants that right or falls under one of the exceptions defined by state or federal law.

However, if the company you signed with—such as Wesley Final Group—offers a cancellation period in their contract terms, you may still be able to cancel within that window. Check the language in the contract you signed electronically for any mention of a right to rescind or cancel, and follow the instructions exactly as stated, including how notice must be given and where to send it. If you act within the time allowed and can show proof of your cancellation notice, your request is likely to be honored.

Act quickly and document everything—emails, timestamps, and your cancellation request. If no cancellation clause exists and the contract doesn’t qualify under Tennessee’s consumer protections for specific types of sales, the company may not be required to release you from the agreement. But don’t assume—verify the terms you signed and move fast to assert your rights if you’re still within a possible cancellation window.

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