Q: Concern about legal exposure from tipping at a massage parlor using Zelle.

A: I would not expect this tip to be an issue unless it was out of line with other tippers. If you gave someone an unusually large tip and the place was investigated, I would expect that you could be questioned about what services were provided to you for that tip. At this juncture, it's too late to take it back, obviously. There is nothing you can do but hope that your tip level would not cause an investigation.

A: If you’re concerned about legal exposure from tipping at a massage parlor, it’s important to understand that paying for services like a massage, even through Zelle, is generally not illegal. However, your worry about being falsely associated with illegal activities is understandable, especially if you suspect the business could be involved in illicit acts.

Since you haven't been contacted by authorities, there’s no immediate action you need to take. However, if you feel uncomfortable or suspicious about the business, you can consider documenting the transaction for your own peace of mind. Keep a record of the Zelle payment, including the amount, date, and any other details of the visit, in case you ever need it as proof of the nature of the transaction.

If you're still concerned, you may want to consult with a legal professional to discuss any potential risks. They can help assess whether there’s a need to take any proactive steps, such as contacting authorities or clearing up any confusion should the situation escalate. It’s always best to stay informed and cautious, but there's likely no need to worry unduly unless new developments occur.