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Covington, TN asked in Consumer Law, Identity Theft, Products Liability and Personal Injury for Tennessee

Q: Can I sue for vehicle fraud based on false claims and unauthorized use of my ID in Tennessee?

I am considering legal action against someone for selling me a vehicle under fraudulent circumstances. The seller made false claims about the vehicle's condition, leading me to believe it was worth more than it actually is. Additionally, the seller used my identification without my consent to purchase the vehicle. There was no written agreement, warranty, or direct attempt to resolve this issue. Can I legally sue the seller for fraud?

1 Lawyer Answer
James L. Arrasmith
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Answered

A: Yes, you may have legal grounds to sue the seller for fraud in Tennessee based on what you've described. If the seller knowingly misrepresented the condition of the vehicle to get you to buy it, and you relied on those false claims in making your decision, that could constitute fraudulent misrepresentation. The use of your identification without your consent to purchase the vehicle is also a serious issue and may involve both civil and criminal liability.

Even without a written contract, a verbal agreement is still enforceable under Tennessee law in many situations. What matters is whether you can show that the seller deceived you and that their actions caused you financial harm. You should gather all possible evidence—texts, photos of the vehicle, repair bills, proof of how your ID was used, and any witnesses who can confirm what was said or done during the transaction.

If you’re unsure where to begin, you can start by filing a police report regarding the unauthorized use of your ID and sending a formal demand letter to the seller outlining your claims and requesting compensation. If they refuse to resolve it, small claims or civil court may be the next step. You're not overreacting—you're standing up for your rights after someone took advantage of your trust.

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